Cd Calculator policy
Terms of Use of CD Calculator
Last Updated: July 21, 2026
These Terms of Use govern your access to and use of https://cdcalculator.me, including its calculators, comparison tools, guides, and related content.
By using the website, you agree to these Terms. If you do not agree, please stop using the website.
1. About CD Calculator
CD Calculator provides free tools for estimating and comparing financial outcomes related to certificates of deposit and savings accounts, including:
- Maturity balances
- Interest earnings
- CD comparisons
- Early-withdrawal estimates
- CD and savings account comparisons
We do not provide, sell, open, or manage financial accounts.
2. Informational Purposes Only
All content and calculator results are provided for general informational and educational purposes only.
Nothing on this website constitutes financial, investment, tax, legal, accounting, or banking advice. CD Calculator is not a bank, credit union, broker, investment adviser, or financial institution.
You should review the official terms provided by the relevant financial institution before making any financial decision.
3. Calculator Results
Calculator results are estimates based on the information you enter and the assumptions used by the calculator.
Actual results may differ because of:
- Compounding methods
- Interest-crediting schedules
- Fees and minimum balances
- Early-withdrawal penalties
- Taxes and inflation
- Rate changes
- Rounding methods
- Financial institution policies
CDs commonly require funds to remain deposited for a specified term, and early withdrawals may result in penalties. (Consumer Financial Protection Bureau)
We do not guarantee that any calculation is complete, current, accurate, or applicable to a particular financial product.
4. No Financial Transactions
CD Calculator does not:
- Accept or hold deposits
- Transfer money
- Open accounts
- Connect to bank accounts
- Request banking credentials
- Execute investments or withdrawals
Do not enter bank account numbers, payment details, Social Security numbers, passwords, or other sensitive information into the calculators.
5. Acceptable Use
You may use the website only for lawful purposes.
You may not:
- Interfere with the website’s operation
- Attempt unauthorized access
- Introduce malware or harmful code
- Circumvent security or usage limits
- Generate abusive automated traffic
- Copy or republish substantial portions of the website
- Misrepresent our content as your own
We may restrict access if we believe these Terms have been violated.
6. Intellectual Property
The website’s design, software, calculators, content, graphics, logos, and branding are owned by or licensed to CD Calculator and are protected by applicable intellectual-property laws.
You may use the website for personal and informational purposes. You may not reproduce, redistribute, sell, reverse engineer, or commercially exploit substantial portions of the Service without permission.
7. Third-Party Links
The website may link to banks, financial institutions, government resources, or other third-party websites.
We do not control or guarantee their content, rates, products, availability, privacy practices, or security. A link does not necessarily mean that we endorse the third party.
8. Website Availability
We may update, modify, suspend, or discontinue any part of the website at any time.
We do not guarantee that the website will always be available, uninterrupted, secure, or error-free.
9. Disclaimer of Warranties
To the maximum extent permitted by law, the website is provided on an “as is” and “as available” basis.
We disclaim all express or implied warranties, including warranties of accuracy, reliability, availability, merchantability, fitness for a particular purpose, and non-infringement.
10. Limitation of Liability
To the maximum extent permitted by law, CD Calculator and its operator will not be liable for losses resulting from:
- Reliance on calculator results
- Financial decisions
- Incorrect user inputs
- Interest-rate changes
- Early-withdrawal penalties
- Tax consequences
- Service interruptions
- Third-party websites or products
Where liability cannot legally be excluded, our total liability will not exceed USD $100.
11. Privacy
Your use of the website is also governed by our Privacy Policy: https://cdcalculator.me/privacy/.
12. Changes to These Terms
We may update these Terms periodically. The updated version will be posted on this page with a revised “Last Updated” date.
Your continued use of the website after an update means you accept the revised Terms.
13. Governing Law
These Terms are governed by applicable laws, without regard to conflict-of-law rules.
Any dispute will be handled by courts with proper jurisdiction, unless applicable consumer law requires otherwise.
14. Contact Us
For questions about these Terms, contact:
CD Calculator
Website: https://cdcalculator.me
Email: support@cdcalculator.me