Cd Calculator policy

Privacy Policy of CD Calculator

Last Updated: July 21, 2026

This Privacy Policy explains how CD Calculator (“CD Calculator,” “we,” “us,” or “our”) collects, uses, discloses, and protects information when you visit https://cdcalculator.me and use our calculators, comparison tools, guides, and related services collectively referred to as the “Service.”

By accessing or using the Service, you acknowledge that you have read and understood this Privacy Policy.

1. Information We Collect

1.1 Calculator Information

CD Calculator allows you to enter financial assumptions such as:

• Deposit amount or principal
• Annual percentage yield, or APY
• Deposit term
• Compounding frequency
• Tax assumptions
• Inflation assumptions
• Early-withdrawal information
• Savings account interest rates
• Other values required to perform a calculation

The Service does not require you to provide your name, bank account number, Social Security number, payment information, or online banking credentials to use the calculators.

The values you enter are used only to generate the requested calculations and estimates. CD Calculator does not connect to your bank, initiate financial transactions, or access your financial accounts.

Unless a feature clearly states otherwise, calculator inputs are processed without being associated with an identified user account.

1.2 Information Collected Automatically

When you visit the Service, we or our technical service providers may automatically collect limited technical and usage information, including:

• Internet Protocol address
• Browser type and version
• Device type
• Operating system
• Language and regional settings
• Referring and exit pages
• Pages viewed
• Links and buttons clicked
• Date and time of access
• Approximate geographic location derived from an IP address
• Diagnostic, performance, and security information

We use this information to operate the website, understand usage patterns, improve performance, diagnose technical problems, prevent abuse, and protect the security of the Service.

1.3 Information You Provide When Contacting Us

If you contact us, you may provide information such as your:

• Name
• Email address
• Message
• Feedback
• Support request
• Other information you choose to include

We use this information to respond to your inquiry and maintain appropriate business records.

2. How We Use Information

We may use information collected through the Service to:

• Provide calculator results and comparison estimates
• Operate and maintain the Service
• Improve website functionality, content, and usability
• Understand how visitors use the Service
• Develop new calculators, tools, and educational resources
• Diagnose errors and technical problems
• Detect fraud, abuse, and security threats
• Respond to questions, feedback, and support requests
• Comply with legal obligations
• Establish, exercise, or defend legal claims
• Enforce our terms and policies

We do not use calculator inputs or results to make lending, credit, insurance, employment, banking, or other eligibility decisions about you.

3. Cookies and Similar Technologies

We may use cookies, local storage, scripts, and similar technologies to:

• Keep the website functioning properly
• Remember user preferences
• Maintain security
• Measure website performance
• Understand how visitors interact with the Service
• Diagnose technical issues
• Prevent fraud and abuse

Cookies are small files that websites may store on your browser or device.

You can usually control or delete cookies through your browser settings. Disabling certain cookies may affect the functionality or performance of the Service.

Where required by applicable law, we will request consent before using non-essential cookies or similar technologies.

4. Analytics

We may use analytics tools to understand how visitors use the Service.

Analytics tools may collect information such as:

• Pages visited
• Session duration
• Approximate location
• Browser and device information
• Referring website
• Interactions with website features
• Error and performance data

We use this information to improve the reliability, usability, content, and performance of the Service.

Where required by law, non-essential analytics technologies will be used only after appropriate consent has been obtained.

5. How We Share Information

We may share information only in the circumstances described below.

5.1 Service Providers

We may share limited information with companies that help us:

• Host and operate the website
• Maintain technical infrastructure
• Monitor website performance
• Provide analytics
• Detect fraud or security threats
• Diagnose technical issues
• Provide customer support

These providers may process information only as necessary to provide services to us and are subject to applicable contractual and legal obligations.

5.2 Legal and Safety Requirements

We may disclose information when we reasonably believe disclosure is necessary to:

• Comply with applicable law, regulation, legal process, or governmental request
• Protect the rights, property, or safety of CD Calculator, our users, or others
• Detect, investigate, or prevent fraud, abuse, or security incidents
• Enforce our agreements and policies
• Establish, exercise, or defend legal claims

5.3 Business Transfers

If CD Calculator or its assets are involved in a merger, acquisition, restructuring, financing, sale, or similar business transaction, information may be transferred as part of that transaction.

5.4 With Your Consent

We may share information when you direct us to do so or otherwise provide consent.

6. Sale of Personal Information

We do not sell personal information in exchange for money.

We do not use personal information for cross-context behavioral advertising or targeted advertising.

7. Data Retention

We retain information only for as long as reasonably necessary for the purposes described in this Privacy Policy, including to:

• Operate and improve the Service
• Maintain security
• Resolve disputes
• Enforce agreements
• Meet legal, accounting, or reporting requirements

Retention periods may vary depending on the type of information, the purpose for which it was collected, and applicable legal requirements.

Aggregated or de-identified information may be retained for longer periods where it can no longer reasonably be linked to an identifiable individual.

8. Data Security

We use reasonable administrative, technical, and organizational safeguards designed to protect information against unauthorized access, loss, misuse, alteration, or disclosure.

However, no internet transmission, storage system, or security measure is completely secure. We cannot guarantee absolute security.

You should not enter sensitive personal or financial information into the calculators, including:

• Bank account numbers
• Credit or debit card numbers
• Social Security numbers
• Tax identification numbers
• Login credentials
• Exact account statements
• Other confidential identifiers

The calculators do not require this information.

9. Your Privacy Rights

Depending on where you live, you may have rights concerning your personal information, including the right to:

• Request access to personal information
• Request correction of inaccurate information
• Request deletion of information
• Request a copy of information
• Object to or restrict certain processing
• Withdraw consent
• Appeal a decision concerning a privacy request
• Lodge a complaint with a data protection authority

These rights may be subject to legal exceptions and identity-verification requirements.

To submit a privacy request, contact us at: support@cdcalculator.me.

Please include enough information for us to understand and respond to your request. We may need to verify your identity before completing certain requests.

We will not discriminate against you for exercising an applicable privacy right.

10. California Privacy Rights

California residents may have rights under the California Consumer Privacy Act, as amended by the California Privacy Rights Act.

Subject to applicable thresholds, definitions, and exceptions, these rights may include:

• The right to know what personal information is collected
• The right to know the sources and purposes of collection
• The right to know the categories of third parties to whom information is disclosed
• The right to request deletion
• The right to request correction
• The right to receive a copy of certain information
• The right to non-discrimination

During the preceding 12 months, we may have collected the following categories of information:

We do not intentionally collect sensitive information such as Social Security numbers, bank credentials, precise geolocation, biometric information, or private financial account information through the calculators.

California residents may submit requests through: support@cdcalculator.me.

11. European, UK, and Swiss Users

If you are located in the European Economic Area, United Kingdom, or Switzerland, we may process personal data under one or more of the following legal bases:

• Your consent
• Performance of a contract or provision of a requested service
• Our legitimate interests in operating, securing, and improving the Service
• Compliance with legal obligations
• Establishment, exercise, or defense of legal claims

Where processing is based on consent, you may withdraw your consent at any time. Withdrawal does not affect the lawfulness of processing that occurred before withdrawal.

Information may be transferred to and processed in countries outside your country of residence. Where required, we use appropriate safeguards intended to protect transferred personal data.

You may have the right to submit a complaint to your local data protection authority.

12. Children’s Privacy

The Service is intended for a general adult audience and is not directed to children under 13 years of age.

We do not knowingly collect personal information from children under 13.

If you believe a child has provided personal information to us, contact us at support@cdcalculator.me, and we will take reasonable steps to review and delete the information where appropriate.

13. Third-Party Links

The Service may contain links to banks, financial institutions, government agencies, educational resources, or other third-party websites.

We do not control these third parties and are not responsible for their:

• Privacy practices
• Security practices
• Content
• Products
• Services
• Accuracy

You should review the privacy policy of any third-party website before providing information to it.

14. Financial Information and Calculator Results

CD Calculator provides informational estimates based on the values and assumptions entered by users.

Calculator results:

• Are not financial, investment, legal, accounting, or tax advice
• Are not offers or recommendations for financial products
• May not reflect a financial institution’s exact compounding method, fees, penalties, taxes, or account terms
• Should be independently verified before making a financial decision

We do not use calculator entries to access, monitor, or manage your financial accounts.

15. Do Not Track

Some browsers provide a “Do Not Track” setting.

Because there is no universally accepted standard for responding to all Do Not Track signals, the Service may not respond to traditional Do Not Track settings.

You may control cookies and similar technologies through your browser settings or any privacy controls made available on the Service.

16. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in:

• The Service
• Our information practices
• Technology
• Third-party service providers
• Legal or regulatory requirements

When we update this Privacy Policy, we will revise the “Last Updated” date at the top of this page.

If changes are material, we may provide additional notice through the Service or another appropriate method.

17. Contact Us

If you have questions, requests, or concerns about this Privacy Policy, contact us:

CD Calculator
Website: https://cdcalculator.me
Email: support@cdcalculator.me